Cost of Living, Beyond the Headline Number
Our full cost-of-living guide breaks down monthly budgets across three lifestyle tiers. This cluster goes topic by topic — the first-3-months number, banking setup, insurance, transport, and getting online — so you can plan each piece specifically instead of just a monthly total.
3-Month Starter Budget
What to actually set aside to cover your first 3 months, one-time costs included.
ReadMonthly Expenses by Category
Where the full cost-of-living guide's numbers come from, category by category.
ReadBanking & Payments
Turkish bank accounts, multi-currency accounts, and avoiding ATM markup.
ReadHealth Insurance
What a compliant policy needs to cover, and realistic cost ranges.
ReadTransport
IstanbulKart, which lines matter, and realistic monthly transit costs.
ReadCoworking & Internet
Fiber setup, coworking day-rates, and café-working costs.
ReadFull Monthly Budget Tiers
Budget, comfortable, and premium lifestyle tiers with the complete category breakdown.
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